Showing posts with label credit cards. Show all posts
Showing posts with label credit cards. Show all posts

Friday, July 19, 2013

Day 200 Intention ~ Take Responsibility

Day 200 Intention ~ Take Responsibility

I can't believe it's day 200 already!! 

Today I am taking responsibility. I admittedly have made some stupid mistakes regarding my money and credit cards in my life. I try to make these things life lessons, but this one has taken me 20 years to learn. BUT, I am finally learning it. 
It is a point of contention with my husband and myself and has held a dark cloud over my head for way too long. 

How could I have let this happen??? When I first started teaching yoga full-time and was building up my classes and clientele, I was too proud to ask my husband for money to pay my credit card bill. I stupidly paid late more than once, but never more than a day or two. Well, they jacked my rate up. Now the payments are out of control. Half of my monthly income seems to go to paying on that account. ugh. Of course, I am completely embarrassed by the situation. But now, I am swallowing my pride and admitting to myself that I don't have this under control and making calls to help myself. 

Why is this such an issue??

I am totally responsible in other aspects of my life. I show up, on time, for all of my work engagements, heck, even my social engagements. I pay our other bills. I balance my checkbook, I admit when I am wrong, and I've written this blog everyday for the last 200 days like I promised. 

So, today I am taking responsibility. I have already called the credit card company to try to get them to work with me on this. My next call is to my accountant to ask for her advice on how to handle this issue. I had told my husband that I would do this quite awhile back and avoided it out of embarrassment, but today is the day!

Even though I may not like what I hear, I already feel better having taken the first steps in this process. If you have something hanging over your head, get it out! It's not worth the stress. Start moving forward with it today and clear it up. 
You'll be happy that you did. 

I know that I already feel more true to myself by admitting and trying to fix this than I did just yesterday.

Til tomorrow...

Shanti, 

Marcia




















Tuesday, February 19, 2013

Day 49 Intention - Embrace Monday

Day 49 Intention - Embrace Monday!

And, boy, was it one...hence, I am just getting this entered on Tuesday evening. My computer was freezing every time I went online yesterday. I tried to blog from my so-called smartphone, but, alas, it would shut down when I started to blog. Ugh. 

Monday battles: 
  • discovered that a rate increase that my credit card pulled on me is actually legal and allowed when I was certain they were breaking the new-ish credit card act that passed a couple years back 
  • the computer freeze started 
  • a friend told me about the vegan bakery at Nature's Bin, so I made a trip (this is not a bad thing), so craving sweet delights, I drove over there between classes in a nearby neighborhood. Some punk kid (yes, I'm waving my cane as I type), chucked some sort of fleshy, I'm assuming rotting, produce at my windshield ~ side note, I am also assuming it was some young kid, which is still leaving a streak
  • no one came to my last class


Ahhhh Monday! But, you've got to just roll with it, right? On the plus side, it's nice to know my credit card isn't screwing me over (well, this time anyhow), I didn't really have to do anything on the computer yesterday, aka no writing assignments due, I got my vegan sweet treats and I do think it's my karma from my teenage years when I will admit, I egged a car or two and luckily I had gone to Julie Kirkpatrick's class last weekend (sister to David Life, co-founder of Jivamukti yoga) who talked about one person showing up for her class, so I've learned to accept low attendance, so long as it isn't permanent! And, I got to go home to my family earlier than expected, so that's always a treat. 

So, there you have it. A day late, but these are the things I was thinking of yesterday, so til...a few moments from now, when I type up today's intention! 

Shanti, 

Marcia